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With peak buying season upon us, here’s what analysts are expecting to see this year: Increasing Mortgage RatesIt appears, depending on how the economic recovery progresses, that mortgage rates could continue to increase. Earlier in the year, rates were holding under 3%, but those rates have steadily increased over the past several weeks. As more […]

It’s a timeless and universal truth: moving is no fun. Ancient Polynesian seafarers, while nervously prepping outrigger canoes for uncharted trips across the South Pacific, probably groaned in frustration when they realized at the last minute that someone forgot to pack up all the fishing gear. Sure, locating to a new place can be an […]

For many of us, the past year has brought about a slew of unexpected changes. The pandemic didn’t slow rising home prices or increase the amount of available inventory in major metro areas, but what it did do was dispel the idea that all office workers must be tethered to a physical location. With remote […]

When it comes to home renovations, a kitchen remodel is on the higher end of the price spectrum. One of the biggest line items in any kitchen remodel is cabinetry, which can account for up to 40% of your total budget. If you’re willing to think outside the box a little, you can save yourself […]

Let’s face it – it’s been a long winter, but brighter and warmer days are upon us. If you’re the type of person who likes to be prepared, it isn’t too early to gear up for lawn and garden season. Here are some tips to help you hit the ground running this spring: Test the […]

Have you found yourself dreaming of your own Walden Pond lately? Whether you’re looking to build a luxury retreat or you just want a natural escape, the dream of scooping up an undervalued piece of land is an understandable one. But before you break out the flannel, it’s important to remember that buying land is […]

Even with 2020 in the rear-view mirror, it’s fair to assume we’ll still be spending a good amount of time at home in early 2021. Here’s a roundup of popular décor and design trends to keep in mind if you plan to redecorate this year, so you can nest with the best. Comfort and functionality2020 […]

Deciding whether or not to refinance an existing mortgage typically means running some numbers. You can do this on your own, but it’s helpful to get the professional assistance of a loan officer. It mostly boils down to how much you’ll save each month, but there are other considerations. First, the change in rate isn’t […]

When it comes to home remodeling, there are very few design decisions you can make that are sure to stand the test of time. While it can be tempting to opt for trendy renovations (open shelving anyone?), there’s no guarantee that they next buyer – or your future self – will share the same preference. […]

It might seem strange that mortgage companies use gross monthly income when determining affordability instead of ‘take-home’ pay. After all, it’s the take-home pay that consumers use for their monthly expenses and bills – including the mortgage. But there are a few good reasons why lenders use the gross amount. First, it’s universal. Lenders A, […]

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